Where Does My Credit Report Come From?
Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus…
24-Factor Credit Check: Credit Cards
One of the six factors on your lender report is centred around the credit cards you hold. This…
24-Factor Credit Check: Credit Activity
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your credit activity. This…
Your Credit Score vs Your Credit-Score Score
Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors,…
Managing Credit: Honestly, Does My Credit File Matter?
You may not realise it, but managing credit is a key life skill. You may be asking, “Does…
What’s A Credit-Score Score? Now You Can See Your Creditworthiness
If you are applying for a credit card or loan, or if you ever have in the past,…
24-Factor Credit Check: Payment History
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your payment history. We…
24-Factor Credit Check: Stability
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your stability. Good credit…
24-Factor Credit Check: Short-Term Credit
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your use of short-term…
What Is A Hard Search and Why Should You Care?
Borrowing money is hardly known for being a fun process. It doesn’t help when lenders and credit reference…