Interest Rates & Inflation: How to Get Your Credit File Ready for the Next Wave of Mortgage Deals
The Bank of England recently announced it is holding the base interest rate at 4%, citing concerns about…
How To Find Historical Car Finance Agreements For A Mis-Sold Car Finance Claim
If you’ve been mis-sold a car finance agreement, you’re not alone. Many consumers were unknowingly sold unfair finance…
Understanding Mis-sold Car Finance Claims
A recent investigation by the Financial Conduct Authority (FCA) has uncovered extensive evidence of mis-selling across various types…
How Your Credit Score Influences Your Interest Rate
Your credit score plays a critical role in determining the interest rates you’ll receive when applying for a…
Understanding County Court Judgments (CCJs) and Their Impact on Your Credit
A County Court Judgment (CCJ) can significantly affect your creditworthiness for up to six years, impacting your ability…
Understanding the Absence of a Credit Score
If you find yourself without a credit score, there are several reasons why this might be the case.…
5 steps to improve your credit score
Good credit scores are crucial as they can significantly ease various financial endeavours. Taking a moment to…
Rising Inflation and Interest Rate Cuts: What It Means for Your Credit Score in 2025
The UK economy is facing another period of uncertainty. Inflation, which had been steadily falling, has recently risen…
Credit Market Trends: What’s Ahead in 2025
As the UK economy continues to adjust to post-pandemic realities, high inflation, and tighter regulations, 2025 is shaping…
Credit Scores & Commuter Towns: What Softening House Prices Mean for Buyers
As the UK property market enters a period of price adjustment, especially in commuter towns, buyers are finding…
How to Protect Yourself from Fraud After a Data Breach
With recent reports of data breaches affecting major online retailers, many people are understandably worried about how their…
Should You Buy Now or Wait? Navigating the 2025 Housing Market as a First-Time Buyer
In 2025, the UK housing market presents a unique set of challenges and opportunities—especially for first-time buyers. With…
How the Bank of England’s May 2025 Rate Cut Impacts Your Credit Score, Mortgage, and Financial Planning
On May 8, 2025, the Bank of England cut its base interest rate from 4.5% to 4.25%, citing…
Credit Card Ownership on the Rise: Navigating the Pros and Cons
New research has revealed an 8% increase in the number of UK consumers holding credit cards over the…
🐣 Hunt Down a Better Credit Score This Easter: 5 Surprising ‘Credit Eggs’ to Discover
As Easter rolls around with chocolate bunnies and colourful egg hunts, it’s also a great time to take…
How to Build Credit from Scratch in the UK: A Step-by-Step Guide for 2025
If you’ve never had a credit card, loan, or any form of borrowing before, you might assume your…
Navigating Economic Uncertainty: How to Protect and Improve Your Credit Score in Today’s Market
In today’s fast-changing economic landscape, maintaining a strong credit score has never been more important. With rising inflation,…
Barclays Faces Legal Setbacks Over Car Finance Mis-Selling – Are You Entitled to Compensation?
Barclays has recently encountered significant legal challenges concerning the mis-selling of car finance agreements. A High Court ruling…
Close Brothers Allocates £165 Million for Car Finance Mis-Selling Compensation – Could You Be Affected?
Close Brothers, a prominent UK lender, has recently set aside £165 million to address potential compensation claims related…
Soft Search vs Hard Search: What’s the Difference?
If you’ve ever applied for credit or checked your credit score, you might have come across the terms…
Managing Debt Responsibly: A Guide to Financial Stability
Debt is a common part of financial life, but managing it wisely is key to maintaining a healthy…
Lloyds Sets Aside £1.2B for Car Finance Mis-Selling – Are You Owed Money?
Recent developments in the car finance industry have brought a significant revelation—Lloyds Banking Group has set aside £1.2…