Managing Debt Responsibly: A Guide to Financial Stability
Debt is a common part of financial life, but managing it wisely is key to maintaining a healthy…
Does your Credit Score impact your interest rates?
In the United Kingdom, an individual’s credit score significantly influences their access to credit products and the interest…
The Benefits of an improved Credit Score
A strong credit score isn’t just about borrowing money—it impacts various aspects of your financial life, from savings…
Does Overdraft Affect Credit Score? UK – Know the facts
An overdraft is a form of Short-Term Credit. If you're considering getting an overdraft or just want to know does overdraft affect credit score - look no further. For an overdraft, understanding how it functions
7 proven ways to build credit reputation while you’re still young
It’s important to build up a good credit reputation while you’re still young, as it could be a…
Should I get a credit card or loan?
You need some cash, but which is the better option for your needs – a credit card or…
Credit cards: How do I strike a balance?
Credit cards and how you use them are significant factors in determining your eligibility for a loan. Simply…
Cash Advances (aka credit card cash withdrawals)
Cash advances, that is, withdrawing cash on a credit card, substantially differs from withdrawing cash on a debit…
A Fast Guide to Payments
Types of payments you can make When making payments on a credit card, you will usually get a…
24-Factor Credit Check: Credit Cards
One of the six factors on your lender report is centred around the credit cards you hold. This…
24-Factor Credit Check: Credit Activity
One of the six Credit Factors on Credit-Score’s 24-Factor Credit Check is based on your credit activity. This…
Should I Get A Credit Card? 7 Benefits Of Credit Cards
You may be wondering, “Why should I get a credit card? I can withdraw money for free with…
What Is A Balance Transfer? A Quick Explanation
Do you feel swamped by debt? Maybe you’re behind on your credit card bills, and the interest is…