What is APRC?
To understand the cost of a mortgage deal, it's important to understand the different rates quoted. The Annual Percentage Rate of Charge (APRC) is a rate that must be included in any mortgage quotes
Japanese Knotweed: What is it, and will it affect your mortgage?
If you're buying or selling a property, the invasive plant known as Japanese knotweed can cause significant issues. However, resources can assist you if you know where to search. This guide will explain what Japanese knotweed is
Guide to Lifetime ISAs (LISAs)
In April 2017, the Lifetime Individual savings account (LISA) was launched. It is aimed at assisting first-time buyers to save a deposit to purchase a property, individuals who wish to save for retirement,
What is an Energy Performance Certificate?
If you are selling or renting out a home, an Energy Performance Certificate (EPC) must be required to indicate the property's energy efficiency. EPCs were introduced in 2007 and remain valid for 10 years.
What is a mortgage? A first time buyer’s guide
Understanding how mortgages work can be overwhelming, particularly as various options are available. In this article, we will explain to help you navigate the process, particularly if you are a first-time
Buying a property – hows does the conveyancing process work?
It is essential to comprehend the various steps involved in conveyancing when purchasing a property. This will help you understand the role of your conveyancer in the process. The following guide pertains
Is it better to rent or buy?
For some individuals, deciding whether to rent or buy can be a dilemma. While many believe buying is the superior option and that paying rent is a waste of money, it may not always be the best choice
What is a variable rate mortgage?
A variable rate mortgage is a type where the interest rate and the monthly repayments may fluctuate either downwards or upwards. Three types of variable rate deals are standard variable rates (SVRs),
Changing your bank account: A guide
Switching your bank account is an essential step of the application process, so we urge you to act quickly if requested. You may feel overwhelmed by the thought of changing banks
Stop DCBL Bailiffs Instantly: Start Now
Dealing with debt from the Department of Work and Pensions (DWP) can be a daunting task. Facing financial difficulties is never easy, but it doesn't have to be overwhelming either. With some careful planning
I Owe Opos Limited money: How do I stop them?
Find out how to stop bailiffs and keep your finances safe with our ultimate guide on dealing with Lowell Financial Ltd. Get the answers you need in one place!
What is an undischarged bankruptcy?
Filing for bankruptcy is a difficult decision to make, as it can have far-reaching implications on your financial standing. But what happens if you’ve filed for bankruptcy but haven’t yet been discharged?
How to Stop QDR Solicitors
Owing money to debt collectors can be a daunting experience. It can leave you feeling helpless and overwhelmed, not knowing where to turn or what options are available to help your situation
How to Stop OneSource Enforcement when you owe them money
Are you being harassed by One Source Enforcement for an unpaid debt? If so, you are not alone. Many people have found themselves in the same situation and it can be very stressful.
Tax Credits Overpayment – Can they be Written Off?
Tax credits are a type of government benefit that can be used to reduce the amount of money you owe in taxes. Tax credits are available to those who qualify based on their income, job status, and other factors.