Credit Score UK, Author at Credit-Score - See the problems your credit score hides

byCredit Score UK
Updated August 6, 2023

If you're facing financial woes, Bankruptcy or a Debt Relief Order may be suitable solutions for your situation. In either case, an Official Receiver will be responsible for the personal insolvency process.

CCredit score

byCredit Score UK
Updated June 14, 2023

If you're reading this, you're probably contemplating a new mobile phone contract or maybe failing an 'o2 credit check' or 'three credit check'. Whatever has led you to this moment, know you're not alone!

CCredit score

Soft Credit Check vs Hard Credit Check What's the Real Difference

byCredit Score UK
Updated June 13, 2023

Sometimes lenders and other firms will run a credit check if you apply for credit or use other…

CCredit score

Stolen Identity? See How To Report Identity Theft

byCredit Score UK
Updated June 14, 2023

To report identity theft can be a painful task, especially when you are unsure of what exactly has been taken. ID theft occurs when an individual steals your private information, including financial and person

CCredit score

byCredit Score UK
Updated June 9, 2023

There isn't a specific electoral roll credit score. However, being on the electoral roll can influence your credit score/rating. Taking certain steps can improve your credit

CCredit score

byCredit Score UK
Updated June 7, 2023

Renting a house or flat can be daunting, even for the most intrepid renters. Securing the ideal property and scraping together enough cash for a deposit is only the beginning. Next comes the nail-biting stage

CCredit score

byCredit Score UK
Updated June 14, 2023

You are probably looking for consolidated debt loans for bad credit because you're finding it difficult to make payments on several types of credit. you might benefit from a debt consolidation loan.

CCredit score

byCredit Score UK
Updated June 8, 2023

An overdraft is a form of Short-Term Credit. If you're considering getting an overdraft or just want to know does overdraft affect credit score - look no further. For an overdraft, understanding how it functions

FFirst Time Buyers

byCredit Score UK
Updated June 1, 2023

When purchasing a leasehold property, your conveyancer must take additional legal steps before you can legally take ownership. This is because you will be sharing property ownership with the freeholder.

FFirst Time Buyers

Your credit score and getting a mortgage

byCredit Score UK
Updated May 31, 2023

When you want to get a mortgage, lenders will examine your past debt history through your credit score. Your credit score is a three-digit number calculated based on your credit report,

FFirst Time Buyers

byCredit Score UK
Updated June 1, 2023

A new build home is a property that has recently been built and hasn't been lived in yet. These homes are sometimes sold "off-plan," meaning buyers commit to purchasing the property before construction begins

UUncategorized

byCredit Score UK
Updated June 1, 2023

As you shop for your dream home, the new lender will likely require a valuation to ensure they're comfortable providing you with a mortgage. Furthermore, conducting an in-depth survey on the property can help

FFirst Time Buyers

byCredit Score UK
Updated June 1, 2023

With a fixed rate mortgage, you can rest easy knowing that your interest rate is locked in for the duration of your loan term. This offers invaluable stability to both long-term and short-term financial

FFirst Time Buyers

byCredit Score UK
Updated June 1, 2023

The amount of time you will take to obtain a mortgage hinges on various factors. These include the duration it takes for you to complete your part of the process, such as searching for and submitting necessary

FFirst Time Buyers

byCredit Score UK
Updated June 1, 2023

Saving up a larger deposit when buying a property is beneficial. You must typically provide a minimum deposit of 5% of the property's value to secure a mortgage. For instance, if you aim to purchase

Credit Score UK

What does the official receiver check?

Failed A Mobile Phone Credit Check? Here’s what to do.

Soft Credit Check vs Hard Credit Check: What’s the Real Difference?

Stolen Identity? See How To Report Identity Theft

Is There An Electoral Roll Credit Score? The low down.

The Rental Credit Check – The Guide

Consolidated debt loans for bad credit – Your Guide

Does Overdraft Affect Credit Score? UK – Know the facts

Buying a leasehold property – how does the conveyancing process work?

How does your credit score affect your ability to get a mortgage?

Guide to new build mortgages

What are the different types of house surveys?

What is a fixed rate mortgage and how do they work?

How long does it take to get a mortgage?

House Buying Deposit: How Much Money Do You Need?